in the News
November 2012 - For the fourth time, Washingtonian Magazine
named Steve Thalheimer as one of the top financial planners
in the DC metropolitan area. The editors of Washingtonian
surveyed hundreds of financial advisors across the region
and asked them the following question: "Whom would you
trust with your own money?" They then followed up the
survey with their own research, and listed those advisors
who received the most recommendations. Steve's colleagues,
other financial advisors, recognized him as an advisor with
whom they would trust their own money.
January 2012 - Steve was quoted in the publication of
the DC Bar Association on how the recession of the past few
years has impacted the investments and the ability of clients
to save, the need to recognize trade-offs between goals, and
to approach one's financial planning with a sense of balance.
May 2011 - Steve was interviewed for an online publication
on the psychological toll the recession was taking on clients,
and how not fully understanding one's financial status - or
having some confusion over future goals and how to achieve
them - is contributing to Americans' overall negative outlook.
"I think a lot of what people are feeling is unease,
because they don't know where they are in terms of their financial
standing and security," Steve said.
November 2010 -Washingtonian Magazine once again named
Steve Thalheimer as one of the top financial planners in the
DC metropolitan area. The list was again based upon a survey
of hundreds of financial advisors across the region asking
"Whom would you trust with your own money?"
November, 2010 - Steve was quoted by personal finance
columnist Eileen Ambrose on the impact of low interest rates
on savers, who are looking for both safety and higher returns
than currently being paid by most bank accounts. If you want
safety above all else, there are very few options in this
Blade, September, 2010 - Steve was profiled in Washington's
leading newspaper for the lesbian, gay, bisexual and transgender
(LGBT) community on working with non-traditional couples and
middle-income clients. Though some states are becoming friendlier
to the gay community, "We are still lacking equality
at the federal level. There is a real need to plan comprehensively
for gay, lesbian and non-traditional clients."
January 2009 - Washingtonian Magazine once again named
Steve Thalheimer as one of the top 33 financial planners in
the DC metropolitan area. The list was again based upon a
survey of hundreds of financial advisors across the region
asking "Whom would you trust with your own money?"
"Ask The Experts", April and June, 2008 - Steve
Thalheimer was featured three times over the spring and summer
in the Washington Post's Ask The Experts series, providing
real-world solutions to common client questions on credit
scores, what do to with a $10,000 windfall, and how to pay
June, 2008 - Steve Thalheimer was again quoted in the
Baltimore Sun on how to survive an unexpected job loss. He
explained why financial advisors are always nagging their
clients to maintain an adequate cash emergency fund. "It
just gives you some breathing room", Steve says. "Unfortunately,
many people either don't have such a fund or the amount set
aside is often too little."
Money Adviser, October 2007 In a story on phased
retirement, which refers to various ways of making a gradual
transition from full-time work to retirement, Steve Thalheimer
suggests that you have your benefits office run the numbers
to see how a reduced schedule and salary would affect your
future retirement benefits. For example, you could lose your
employer's 401(k) match if you're no longer working a sufficient
number of hours. And if you have a defined-benefit plan, phased
retirement could mean a smaller check once you start collecting,
depending on the formula your plan uses to calculate benefits.
Whats more, the simple fact that youre taking
in less income may make it harder to find money to put into
your 401(k) or other retirement savings.
December 2006 Steve Thalheimer was interviewed
and quoted for the cover story of the Sunday business section
by staff writer Kathleen Day on classic ways even financially
successful people can let money slip away. If you make a financial
mistake, not getting tied down emotionally and admitting the
mistake is the most important step. Then, evaluating options
to correct it or get out of it - and getting enough information
about those options - the next. "Don't just react,"
says Steve, "It's probable that an emotion-based reaction
got you into this situation, so don't try to get out of it
based on emotion alone."
July 2006 - Steve Thalheimer was interviewed and quoted
for the cover story of the Sunday business section by staff
writer Brooke A. Masters on how to realize when youve
made a bad investment decision, and when to get out of it.
Sometimes people buy the wrong products that are either very
expensive or inappropriate for their needs and goals, or pride
gets in the way and people don't want to admit they've made
a mistake. Often it's worth just getting out. TFP helps clients
make these determinations.
July 2006 - In a related story, Steve Thalheimer cited
a common mistake of investors not adequately considering their
own in-state section 529 College Savings Plans. Although the
Washington, DC area 529 Plans are not considered particularly
low fee, the tax benefits often outweigh the slightly higher
fees for most investors, said Steve.
News, November 2004 - Steve Thalheimer was interviewed
and quoted for an article on options to protect computer data
in the article "Worried About Security? You Should Be!",
by financial planner and technology consultant Joel Bruckenstein.
In this publication for financial planners, Steve describes
his experience with one software program.
Journal, February 2004 - Steve Thalheimer was quoted
in the article "Planning to Change Jobs? Get in Fit Financial
Shape" which discussed ways to plan ahead to minimize
the financial impact if you're considering a job change. Steve
warned job changers on the dangers of cashing out employer-sponsored
retirement savings accounts
May, 2003 - Steve Thalheimer was quoted in the article
Bye-Bye, Small Fry that reviewed the financial
planning options available to middle income consumers, as
many large brokerage firms are referring clients with small
accounts to call centers. He contrasted the impersonal,
sales-driven services of these firms with the personalized,
independent and objective services TFP provides - with no
income or asset minimums.
January, 2003 -- Steve Thalheimer was named one of the
best financial planners in the Washington DC area. Good
financial help does not have to be hard to find, says
the writer. Here are 156 people you can trust with your
Advisor, November, 2002 - Steve Thalheimer was profiled
in an article on experience as a factor in providing financial
planning services. Steve was a Peace Corps employee and Volunteer
before he became a financial planner. Thalheimer's prior work
"gives me experience in thinking holistically, teaching,
training, motivating and empowering clients to take action
to improve their lives," he says. "My previous career
gave me good analytical and research skills, and after completing
the CFP® curriculum and professional experience requirements,
I felt very well equipped to provide quality planning services
and professional advice. I also maintain a rigorous program
of continuing education," he concludes.
Manager, October, 2001 -- Steve Thalheimer was featured
in "Planning 101 -- And Beyond." The article discussed
how professional study groups within the financial planning
industry help advisors learn, stay current, adapt and grow
to better serve their clientele.
March 4, 2001 -- Steve Thalheimer was profiled and pictured
in the Baltimore Sun "Dollars & Sense" section.
In this personal finance article, the writer urges readers
to "invest time in creating a regular savings plan."
Steve and other financial experts agree that even those with
limited resources can set goals and squeak out savings. Tips
for middle-income families include: developing a financial
plan; paying bills on time; paying off credit card debt; working
in small steps; automating savings; and creating a support
network. In his financial planning sessions, Steve helps his
clients "get goals." "A savings plan can include
both short- and long-term goals. Attaining even a short-term
goal can encourage more savings," he says.
New Choices, March 2001 -- Steve Thalheimer, was quoted
in an article called "A Financial Checklist for Empty
Nesters." Writer Linda Stern urges empty nesters to review
their financial priorities and provides a handful of tips
to get them started. One suggestion: Look hard at your life
insurance. "You might not need it, or you might need
less," said Steve.
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